Spring is here!

Your credit score can mean the difference between securing a historic low interest rate on a loan and being stuck in a higher tier. Great credit scores are the result of one thing—a stellar credit history.

More than 18% of consumers have near perfect FICO scores (800-850).* While it may seem difficult to reach this level, especially for the 15% of consumers in the lowest FICO range (300-549), it’s not impossible. The information I’m sending this month details the steps to take to begin improving your credit now. Page one gives the facts about credit, including the information that comprises your credit score. Page two offers three tips that will help you to improve your credit.

Share this information with family and friends who wish to improve or protect their credit.

Architectural Tour:

Check out this link for information on a great architectural tour Free to the public. See what’s new in San Diego, get great ideas and enjoy a fun experience:

http://sdarchitecture.org/program/openhouse

*Source: MSN Money