Hey all!
What a crazy heat wave we had on the 7th and 8th! Hope you’re all keeping cool and keeping safe during these Covid times. This month, I thought I’d share something to help liven up your living space, and make life just a little brighter for you all. Bringing greenery into your living space can help brighten up your life, especially during these trying times.
Take care, everyone, and take care of those around you!
-Frank
Hi all.
This is a special time for homeowners. Rates are so low it would be foolish to not examine if it’s a good time to refinance (and to buy too)!
If you haven’t refinanced your existing mortgage in the last 6 months or so, it’s a great idea to call Kim Carlson at 858-729-4682 and see if she can save you some money. Kim and I have worked together for years with her helping my clients and also helping me and my family on a number of occasions. Feel free to text her (858-729-4688) if that’s easier for you.
I can help you individually in trying to ascertain if that is a good thing to do but that decision is pretty complicated and too involved for a short blog post. Let me know if you want to discuss this one on one. I am happy to help. However, there are six general questions you can ask your lender when you are looking to refinance or take a loan on a purchase. They are as follows:
Ultimately, you’ll want to talk to your lender about anything that you’re confused about or unclear on. It’s their job to help you every step of the way when you’re getting a loan, so make sure you’re clear on everything before you decide to go forward with your decision.
Hi all,
Happy Valentines’ Day! I hope you and your loved ones are enjoying the holiday, and that you have something very special planned for your partner today.
Did you know that home prices are remaining on an upscale? According to the National Association of Realtors, buyers continue to lean on low mortgage rates, and household incomes rose to $79,740—an increase of roughly $2,650 year-over-year! For first-time homebuyers, affordability also expanded last quarter. The average first-time homebuyer needed $48,288 for a mortgage, approximately $575 less year-over-year, and their average monthly mortgage payment slid to $1,006, assuming they had a 10 percent down payment.
If you’d like to know more, please follow this link.
Thank you all for your continued support, and may the rest of this year bring you good fortune, both in and out of the housing industry.
If you’d like a transcript of the above video, check this link!
Hello everyone,
Happy New Year! With 2019 over, we’re entering the new decade that is 2020, and with it comes a whole new year of adventures. Remember to take it easy, and not let the little things stress you out as you tackle your endeavors, whatever those may be.
To help with that, this month I’ve put together a video to help give you an idea of what my predictions are for the world of Real Estate in the coming year. Many people are concerned about the state of the market, but there’s nothing to be afraid of – especially if you have someone who can help you navigate the market. There’s a lot of misinformation out there in today’s day and age, so I thought I’d take the time to make sure everyone has the facts before going into the market.
If you or anyone you know needs help, or are interested in buying, selling, or renting a property, please give me a call. I’m always happy to give you a hand in the world of Real Estate.
Take care of yourselves, and may this be an even better year than the last.
Hello all,
Potential sellers may be hesitant to put their home on the market in the winter because of the misconception that it’s not an optimal time for selling. However, regardless of the time of year there are always buyers in the market for a new home. An advantage of selling in the winter is that you can stage your home to take advantage of the indoor warmth of the season.
This month’s information offers several ideas to help you stage your home for a winter sale, such as placing a warm throw over the corner of the sofa to encourage a cozy feel and turning up the thermostat. Page two outlines a few of the benefits of selling your home in the winter.
If you’re interested in selling your home, please contact me to learn more about its value and our local market. Be sure to share this information with family or friends who may be thinking about putting their homes on the market.
From my family to yours: Have a happy and safe holiday season with your loved ones.
You may have heard the saying, “Gratitude is the best attitude.” Gratitude is more than a passing “thank you;” it’s a heartfelt way to acknowledge someone and their good deed.
This month, in honor of Thanksgiving, I’m sending information that outlines nine ways to express gratitude to the people who have gone the extra mile to help us. Ideas include writing a note, giving them a small token of appreciation like flowers or their favorite treat, or publicly acknowledging and appreciating their good deed on social media. Gratitude is more than good manners; it’s a great way to improve your relationships with friends, colleagues and loved ones.
Thanksgiving is a time for friends, family, and – as its name implies – giving thanks. This year, as you go about your celebrations, remember to be thankful for all you have and enjoy the company of the people you care about the most.
This is an opportunity for us to see new and old friends, be thankful for those relationships, and to give back to those less fortunate than us. If you’d like to give back to the community, please consider donating a new, unwrapped toy to Toys for Tots. You can find out more at https://san-diego-ca.toysfortots.org/.
I want to take this opportunity to tell you how much I appreciate you! Your business and referrals allow my business to thrive. Thank you for being my client and allowing me to be your trusted real estate advisor. Wishing you and your family a wonderful Thanksgiving! May you all have a Happy Thanksgiving, and I hope you enjoy the holiday time this year.
Happy Halloween!
Whether you purchased a newly built home or an existing one, maintenance is essential to keep it in great condition for years to come. However, it can be tricky to remember what to do and when.
This month, I have some information that will take the mystery out of home maintenance. The information includes a home maintenance checklist, separated by season, so that you’ll always stay on top of things. If you’d like a referral to a reputable home repair service or handyman in our area, give me a call! I’m more than happy to connect you with someone in my professional network.
Pass this information along to your family and friends to help them keep their homes in top shape.
Hi everyone,
Social Security is an important investment to make when you’re thinking about your future. Money builds up over time, and the sooner you start, the more money you get. It’s important to consider your future, and look out for yourself and your future endeavors- and Social Security is one way of going about that.
That said, it’s never too late to start investing in yourself. To help you make your decision, I’ve included a chart of how savings can grow over time, and a spreadsheet that you can adjust to see what your own personal savings might become.
Share this information with your friends and family if you think they might benefit from it, and if you have any questions, be sure to let me know.
Here’s the link to the spreadsheet, if you want to see what your personal savings might look like. I hope this benefits you in some way!
Hello,
One of the best investments you can make is the investment in yourself. Personal development is more popular than ever as more people strive to achieve higher levels of success.
This month, I’ve included information that outlines seven ways to invest in yourself through a commitment to personal growth. From taking seminars and reading more books to listening to podcasts and finding a mentor or coach, the list includes options for even the busiest person. The piece also includes the benefits of adopting a growth mindset and committing to lifelong learning and personal development.
Achieve more success in all areas of your life with these helpful tips. Share this information with your family and friends to help them achieve their goals as well.
I also have a new and exciting listing for you to check out. You can find more information here on my blog, or call me and I’ll be happy to provide you with the details.
Happy 4th!
I have some information on July 4th events around San Diego! Wishing you a Happy 4th shared with family and friends.
Also, this month I’ve got some information intended to reduce the stress of your next move. Page one outlines three tips to help your move go more smoothly. Moving is tough enough, but with the addition of children and pets, stress may increase exponentially. For those moving with little ones and furry friends in tow, there’s also some insight to help keep every member of your family happy.
Moving is stressful. Thankfully, with proper planning, you can ease the transition for your entire family. The more prepared you are, the easier the move will be. Plus, you’ll feel more confident when handling unexpected challenges.
Not moving in the near future? Share this information with your family and friends who are moving to help them make it less stressful. If you’re thinking of buying or selling, give me a call.